A financial decision engine
Engineered for decisions.
Kairos rebuilds your cash flow, tests every way to pay, and tells you what is safe—before money leaves your account.
Run a decision ↗Built for real financial context
250requests decided
90days simulated
22validation checks
0guesses required
250requests decided
90days simulated
22validation checks
0guesses required
Kairos is the decision layer where balances ₹ commitments, dates 90 and payment plans ✓ finally make sense together.
REQUESTNew laptopNeeded by 28 Oct
AVAILABLE₹84,200₹35,000 protected
KAIROS SAYSbuy todayEvery future day stays above your floor.
What Kairos does
From raw evidence to a safe plan.
01
Rebuild
Profiles, balances, events, messages, and receipts become one dated financial state.↗02
Forecast
Every confirmed inflow and outflow is simulated across a conservative 90-day horizon.↗03
Compare
Full payment, partial payment, installments, and waiting are tested against the same floor.↗04
Verify
An independent pass rejects any plan that breaks the user’s protected minimum balance.↗Made to be trustedOpen source.
Open source.
Private by default.
The rules, prompts, and arithmetic are available to inspect. Run it locally with deterministic decisions at the core.
01
Auditable
Every recommendation carries its dates, assumptions, and evidence.
02
Local-first
Financial context can stay on the machine where it belongs.
03
Deterministic
Models read messy evidence. Exact Python arithmetic makes the decision.
Ready when you are